50% of adults could cause their loved ones unnecessary expense and problems after their death.....

Research shows that over half the UK adult population have not written a will so far.

Yet without a will that has been properly witnessed, UK law requires the Courts to decide how to distribute an estate according to a fixed legal formula. This takes time, incurs cost and almost certainly differs from what you really wanted. Many other adults have wills that are out of date, containing old addresses, or not reflecting their current family situation.

For nearly 500 years the Church of England has encouraged people to make a will. When Archbishop Thomas Cranmer wrote the first English Prayer Book in the 16th Century, he reminded parishioners to keep their wills up-to-date whilst they were still in good health, for their own peace of mind as well as to help their executors.

You are recommended to review your will regularly as things do change over time :

• Out of date wills (e.g. old addresses, missing beneficiaries) can cause unnecessary complications, distress and costs for the surviving family and friends.
• As family situations change your wishes may change.
• The things you have to dispose of may change.

A new will can be made at any time with a solicitor, and shouldn't cost much. It may be tempting to write a will yourself, but home made wills can be dangerous, and leave your loved ones with problems. A will made with a solicitor is far more reliable.